Keep your portfolio above water.
Mitigrate's technology helps insurers prevent losses before they become claims by identifying which properties to act on and the precise measures that make the biggest difference.
Trusted by industry leaders
You know where the flood risk is. Mitigrate tells you what to do about it, at scale.
Hazard models show where flooding is likely. The challenge is acting on that risk across thousands of properties without scaling expert teams to match it.
Mitigrate identifies the small number of properties driving the greatest preventable losses, shows which measures will make the biggest difference and what they’re worth, and verifies that protection is actually in place.
Works with your existing hazard models
Add prevention to the risk models you already rely on.
Property-level action at portfolio scale
Assess thousands of properties without adding equivalent expert capacity.
Built for insurance
GDPR compliant, ISO certified, API and SSO ready.
Why Mitigrate
Flood prevention analytics is the missing link in climate risk management. Mitigrate identifies the exact measures that generate the greatest return on prevention for every flood-exposed property through deep geospatial intelligence. We help insurers reinforce portfolios, sustain strong combined ratios, and keep flood insurance affordable.
Vulnerability-first, hazard-model-agnostic platform
GDPR-compliant, ISO-certified, API & SSO-ready
Scalable to multi-country portfolios, zero integration required
Less loss, better protected properties, stronger portfolios.
50M+
Buildings covered in the Nordics and the UK, expanding to France, DACH.
+7%
Customer satisfaction uplift after prevention.
~90%
Loss reduction achievable on top assets.
~50%
Reduction in portfolio losses by applying flood prevention measures to fewer than 10% of properties.
From identified risk to proven prevention.
Mitigrate brings the full prevention process together: prioritise where to act, choose and price the right measures, verify the results, and use what you learn to make better decisions next time.
Prioritise prevention at scale.
Turn portfolio data into a risk management plan: quantified loss reduction, ranked opportunities, vulnerability concentrations.
Rank assets by loss-reduction potential to surface the highest-return opportunities.
Segment by property and building type using bespoke vulnerability curves and any hazard model.
Stress-test and reduce portfolio tail risk by accounting for existing measures.
Benchmark against markets and baselines to reveal blind spots in vulnerability, pricing, and prevention ROI.
Property-level action, instantly
Map property-level vulnerability and get the most effective measures, with effectiveness, cost, and visual examples.
Instant property lookup: vulnerability, top measures, and expected impact in under a second.
Precise, costed measures: impact on modelled loss, unit cost, and visual examples.
Prioritise highest-return interventions ranked by ROI, including green and nature-based measures.
Modelled loss before and after: quantify the reduction each measure delivers.
Verify prevention, real proof
Confirm whether recommended measures are installed and effective, with ISO-certified evidence and audited workflows.
Certify ingress points and installed measures from the field.
Issue flood performance certificates.
Run post-event analysis: validate whether the right properties were protected.
ISO-certified, georeferenced, fraud-proof.
See what Mitigrate means for your team.
UNDERWRITing
Write better risks at the right price.
Mitigrate shows you which properties to protect, reprice, or decline based on their prevention potential, helping you select and price risk more accurately.
Claims
Prevent the next loss.
Every flood claim has the potential for a repeat flood claim, and without structured prevention, recovery just resets the clock. Mitigrate turns the post-event window into a prevention opportunity.
Exposure & Analytics
See how prevention changes your portfolio risk.
Quantify how prevention reduces portfolio losses and tail risk, with explainable, property-level intelligence instead of portfolio proxies.
Brokers
Show clients where prevention pays.
Identify which assets to protect, quantify the impact of prevention, and show clients how it can improve insurability and pricing direct or reinsurance.
What customers and partners say.
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“Over time, we can save several billion Norwegian kroner in damage costs, and we do not doubt it will be profitable.”
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“Mitigrate is transforming flood risk assessment with its cutting-edge software platform that provides property insurers with actionable recommendations to prevent flood damages.”
The latest from Mitigrate.
News, partnerships, research, and perspectives on preventing flood losses.
See how much of your flood risk is preventable.
Focus prevention where it has the greatest impact, reduce portfolio losses, and make better risk decisions.