FOR CLAIMS PROFESIONALS
For claims professionals handling flood losses
Every flood claim has the potential for a repeat flood claim, and without structured prevention, recovery just resets the clock. Mitigrate turns the post-event window into a prevention opportunity, reducing paid severity and cutting repeat losses at scale.
01
Post-event is when policyholders are most open to change, but the window closes fast
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Without prevention handoffs at claims stage, recovery resets the risk rather than reducing it
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Build Back Better schemes exist, but only work when claims teams have the data and ROI metrics to act on them
Real pain & daily struggles
You settle the claim. The same property floods again. And you know it will happen a third time
Claims tools were built to settle losses — not to act on prevention at the moment it matters most.
01
The cycle won't break itself
The same properties flood repeatedly. Settlement closes the claim — but without a prevention handoff built into the workflow, the next claim is already on its way.
02
Surge compresses the prevention window
In the days following a flood event, policyholders are most receptive to prevention advice — but without a digital tool, that window closes before anyone can act on it.
03
Best moment, no tool
In the days following a flood event, policyholders are highly receptive to prevention advice, but without a digital tool, that window closes before anyone can act on it.
Why this problem exists
Prevention built into every claim settlement
Claims teams are optimized to settle existing losses — not prevent them. At the point of a claim, insurers are uniquely positioned to provide flood mitigation advice with authority to a policyholder who does not want a repeat experience. The data needed to identify what mitigation measures would actually help sits outside the claims workflow entirely. Without that intelligence at the point of settlement, the most natural intervention moment passes unused. Recovery happens. The clock resets. And the next claim is already on its way.
Prevention built into every claim settlement
Property-level prevention intelligence, integrated into every claim settlement.
Mitigrate connects the claims moment to prevention — putting property-level data into the settlement workflow to reduce future exposure and make Build Back Better a reality rather than an aspiration.
01
Identify properties at highest risk of repeat loss
Identify which settled properties are at highest risk of repeat loss — and act while motivation is highest
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Prevention recommendations integrated into the settlement
Deliver informed, actionable prevention recommendations as part of the claims process
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Build Back Better made operational
Support Build Back Better schemes with the data needed to tie settlement to resilience improvements
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Prevention ROI measured against real claims outcomes
Measure how much loss is actually mitigated — validating the prevention ROI with ex-post claims data
What success looks like
What you should be able to say at the year-end review.
Settlement closes the claim. Reducing the next one is what makes it count.
Fewer repeat claims, lower paid severity, and a claims process that contributes to — not just measures — loss prevention
Repeat claims on the same properties start to fall
Settlements include a clear prevention pathway — not just a cheque
My team can demonstrate that claims-stage prevention is reducing future paid severity
Build Back Better is operationalised — not just a policy commitment
Mitigrate's innovative approach to providing property-level flood risk assessments represents a crucial advancement in loss prevention. The ability of Prevent to quantify effectiveness and prioritise interventions at scale makes them a valuable partner in bringing prevention to life — to make reinsurance and insurance more sustainable and accessible, where carriers who invest in prevention get rewarded for it.
Proof
Post-event window
Post-event is a highest-motivation window for prevention. Mitigrate makes it actionable.
Build Back Better
Connect settled claims to Build Back Better schemes with property-level prevention data
Loss reduction impact
Model expected loss reduction per property to support prevention decisions at the point of settlement
Instant reports
Property-level prevention reports generated automatically and distributed to claims handlers or loss adjusters within seconds of an event
Trusted by
Other roles
Underwriters aren’t alone in the carrier. Mitigrate fits the rest of the team.
01
Risk engineers
Direct survey capacity to the properties with the highest loss reduction potential
Read their page →
02
Claims professionals
Turn the post-event window into a prevention opportunity
Read their page →
03
Data analytics
Connect portfolio models to property-level prevention intelligence
Read their page →
Discover Mitigrate for claims