FOR RISK ENGINEERS
For risk engineers assessing flood-exposed properties
Direct surveying resources where it matters most, and back every recommendation with quantified expected loss reduction data.
01
Surveying capacity is fixed, but flood exposure keeps growing
02
Without triage tools, the highest-risk properties don't always get the attention they need
03
Inconsistent outputs across teams make it hard to build a credible, scalable programme
Real pain & daily struggles
You know the risk is there. You just can't get to every property — and when you do, it's hard to prove it mattered
Risk engineering tools were built for site visits — not for triaging thousands of properties at scale.
01
No flood mitigation ROI intelligence data layer to direct surveying capacity.
Every flood-exposed property in the book could warrant attention. Without a triage layer, surveying capacity gets allocated by account size or convenience, not risk.
02
Data built for hazard assessment, not risk engineering.
The data available at property level was built for hazard assessment, not for guiding risk engineering decisions or quantifying mitigation impact.
03
Judgment without numbers rarely convinces
Building owners respond to evidence. Without quantified loss reduction estimates tied to specific measures, recommendations are hard to act on.
04
Prevention impact stays invisible
When prevention works, nothing happens. Demonstrating that impact across thousands of properties is uneconomical without the right tools.
05
Site visits land better with prior context
Arriving on site with a property-level vulnerability assessment already in hand makes the survey faster, more focused, and easier to justify.
Why this problem exists
Why risk engineering tools have always stopped short of portfolio-scale triage
Risk engineering has always relied on expertise and judgment. But expertise doesn't scale easily. As portfolios grow and flood risk intensifies, the gap between what needs to be assessed and what can realistically be surveyed keeps widening. Without a way to model expected loss reduction at a property level before a site visit, prioritisation is harder and the business case for recommendations is difficult to substantiate.
Data-driven triage and quantified recommendations
Data-driven triage and quantified loss reduction, integrated into every survey
Mitigrate gives risk engineers a data-driven triage layer, directing surveying capacity where expected loss reduction is highest, with every recommendation backed by a quantified impact.
01
Surveying capacity directed by data
Prioritise which properties to survey based on vulnerability and expected loss reduction, not gut feel.
02
Standardised guidance across the team
Structured, standardised prevention guidance that's consistent across the team
03
Every recommendation backed by modelled loss reduction
Quantify the loss reduction impact of every recommendation in modelled terms — before and after mitigation
04
Earlier identification of emerging risk
Surface hidden or emerging risks earlier, reducing time spent collecting and explaining data
05
Quantified impact building owners can act on
Improve insured buy-in by attaching real numbers to what's at stake
06
Risk and prevention measures mapped visually
Visualise flood risk and prevention measures through intuitive property maps — see each property's exposure and recommended mitigation measures in a simple, easy-to-use interface
07
Illustrated prevention guides for on-site use
Present illustrated guides to mitigation measures on-site — clear visual depictions of recommended measures help building owners understand what's needed and why, without technical explanation
08
Digital assessments beyond physical survey reach
Provide digitised surveys to all properties where sight surveys are not commercially viable
What success looks like
What you should be able to say at the year-end review.
Survey capacity is finite. Directing it where it matters most is what makes it defensible.
More impactful surveys, better recommendation uptake, and a measurable contribution to the combined ratio
I'm spending my site survey capacity on the properties where it will make the most measurable difference — prioritised by data, not by account size or convenience
My recommendations are backed by modelled loss data, not just professional judgment
Insureds act on my recommendations because they can see the quantified impact
Underwriting teams trust my outputs because they're consistent and evidenced
Mitigrate's innovative approach to providing property-level flood risk assessments represents a crucial advancement in loss prevention. The ability of Prevent to quantify effectiveness and prioritise interventions at scale makes them a valuable partner in bringing prevention to life — to make reinsurance and insurance more sustainable and accessible, where carriers who invest in prevention get rewarded for it.
Proof
Remote assessment
Property-level vulnerability assessed at scale — no site visit required for initial triage
1:20 – 1:100
Loss reduction quantified at 1:20, 1:50, and 1:100 before and after mitigation
Consistent and auditable
Standardised outputs across teams — consistent, auditable, and credible
5 market
Used by risk engineering teams across Norway, the UK, Denmark, France, and Germany
Trusted by
Other roles
Underwriters aren’t alone in the carrier. Mitigrate fits the rest of the team.
01
Risk engineers
Direct survey capacity to the properties with the highest loss reduction potential
Read their page →
02
Claims professionals
Turn the post-event window into a prevention opportunity
Read their page →
03
Data analytics
Connect portfolio models to property-level prevention intelligence
Read their page →
See Mitigrate for risk engineers