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December 4, 2025

Mitigrate joins forces with Certificall

Published on
December 4, 2025
Mitigrate joins forces with Certificall to scale climate-risk prevention
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Announcing a strategic partnership: Mitigrate joins forces with Certificall to scale climate-risk prevention

As climate-driven flood events become more frequent and severe, insurers need more than models — they need verified, field-level insights to drive real prevention.This is exactly where Certificall complements our mission, and we are excited to partner with them.

Who is Certificall?

Certificall provides a trusted solution for capturing field-validated visual evidence through certified, tamper-proof imaging.
Their technology enables insurance carriers to collect reliable, timestamped, geo-located information directly from policyholders or field agents — securely and at scale.

Why this partnership matters

By integrating Certificall’s verified field data into our flood-risk vulnerability modelling, insurers gain a new level of precision and operational confidence:

  • We can identify which mitigation measures are actually in place.
  • We can validate their real-world effectiveness.
  • We can prioritise the most impactful actions to strengthen building resilience.

This closes the loop between remote analysis and on-the-ground proof, transforming prevention from a recommendation into a verifiable, operational process.

Together, we enable insurers to provide more accurate guidance to their customers, reduce future losses, and position themselves as long-term resilience partners.

What Mitigrate × Certificall enable insurers to achieve

  • Reduce the cost of flood-risk surveys, making targeted surveying affordable for any property asset type.
  • Underwrite and retain better risks through accurate, verified, and up-to-date vulnerability modelling and straightforward self-assessments.
  • Reward real prevention efforts with fair, data-driven deductible adjustments.
  • Operate in a fraud-free environment, supported by ISO-certified image integrity and audited effectiveness of measures.

In essence: Lower flood-risk survey costs, better underwriting, smarter prevention, zero fraud with Mitigrate × Certificall.

Scaling resilience across markets

Certificall’s field-evidence technology enhances our capacity to support insurers across Europe and beyond, strengthening prevention strategies for millions of buildings already analysed by Mitigrate.

Together, we are helping the insurance sector shift from reactive claims management to proactive resilience — better protecting people, property, and portfolios in a changing climate.

Mitigrate’s Knoweledge

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